CBN ta ba JPMorgan izinin farko don kafa bankin kasuwanci a Najeriya
- Babban Bankin Najeriya ya ba JPMorgan Approval-in-Principle don kafa JPMorgan Merchant Bank Nigeria Limited.
- Bankin ba zai iya fara aiki ba har sai ya cika dukkan sharuɗɗa kuma ya sami lasisi na ƙarshe.
- CBN ta kuma amince da Adedapo Adedayo Olagunju a matsayin manajan darakta tare da ambaton wasu sunayen shugabannin hukumar.
JPMorgan, wanda shine babban banki a Amurka bisa yawan dukiyarsa, ya ɗauki mataki zuwa kusa da gudanar da cikakken aikin banki a Najeriya. Babban Bankin Najeriya (CBN) ya sanar ranar Juma'a cewa ya ba kamfanin Approval-in-Principle don kafa JPMorgan Merchant Bank Nigeria Limited.
Michael Akuka, darakta a Sashen Sadarwa da Harkokin Masu Zuba Jari na CBN ne ya bayar da sanarwar. Approval-in-Principle mataki ne na farko na bayar da lasisi kawai. Ba ya ba bankin izinin yin ciniki a yanzu.
CBN ta ce dole ne bankin da ake shirin kafa ya yi rajista da Hukumar Kula da Kamfanoni (Corporate Affairs Commission) kuma ya kammala wasu matakai na aiki da ka'idoji. Bayan haka ne kawai mai kula zai iya bayar da lasisi na ƙarshe ya bar shi ya buɗe.
Me ya sa yake da muhimmanci ga 'yan Najeriya
Bankin kasuwanci yana hidima ga manyan kamfanoni, ba asusun ajiya na yau da kullum ba. Yana ba da lamuni ga 'yan kasuwa, yana taimaka musu wajen tara kuɗi kuma yana kula da manyan yarjejeniyoyi. JPMorgan tuni yana da ofishin wakilai a Legas kuma yana shirin mayar da shi reshe mai aiki.
Ga talakawan Najeriya, amfanin kai tsaye ne: ƙarin bankunan ƙasashen waje da ke neman abokan ciniki na kamfanoni na iya nufin ƙarin kuɗi da ke shiga cikin kasuwancin Najeriya, kuma hakan na iya tallafawa ayyukan yi da zuba jari a tsawon lokaci. Bai canza ƙimar ajiya ko kuɗin banki da kansa ba.
CBN ta danganta amincewar da aikin ƙara jari na kwanan nan, wanda ya tilasta bankuna su tara ƙarin jari, da kuma gyare-gyare a ƙarƙashin Gwamna Olayemi Cardoso. Cardoso ya ce manufar ita ce tsarin kuɗi wanda ya kasance "mai kwanciyar hankali, mai gasa kuma mai alaƙa da ƙasashen waje" kuma zai iya tallafawa zuba jari da ci gaba. Ya ƙara da cewa CBN na samun ƙarfafawa daga ƙaruwar sha'awar cibiyoyin kuɗi na ƙasashen waje.
JPMorgan tuni ya biya ₦50 biliyan, kusan dala miliyan 38, ga CBN yayin da neman lasisinsa ke ci gaba, a cewar Nairametrics. Kamfanin ya fara nuna alamar shirin neman lasisin bankin kasuwanci a watan Afrilu 2025.
Tare da amincewar, CBN ta amince da Adedapo Adedayo Olagunju a matsayin manajan darakta na bankin da ake shirin kafa. Ta kuma amince da Latter Kevin George, Nzelu Chinedum Izunwanne da Syed Gabriel Murtaza a matsayin daraktoci masu zaman kansu, da Alade Sarah Omotunde, Ajayi Olukonyinsola da Adetu Seni a matsayin daraktoci masu zaman kansu na daban.
Me zai biyo baya: Dole ne JPMorgan Merchant Bank Nigeria Limited ya kammala haɗa kamfani da sauran sharuɗɗan CBN. Idan ya yi haka, CBN na iya bayar da lasisi na ƙarshe kuma bankin zai iya fara aiki.
