Ribar First HoldCo ya tashi da kashi 65% zuwa ₦744.5bn a cikin watanni tara

First HoldCo Plc, iyayen kamfanin FirstBank, sun bayar da rahoton ribar bayan haraji na ₦744.45 biliyan na watanni tara da suka ƙare Satumba 2026. Wannan ya nuna karuwar kashi 65.1 bisa ɗari idan aka kwatanta da ₦450.87 biliyan da suka samu a daidai wannan lokacin bara, bisa ga sakamakon da ba a tantance ba da suka shigar ranar Juma'a.

Ribar kafin haraji ta tashi da kashi 60.8 bisa ɗari zuwa ₦911.24 biliyan daga ₦566.54 biliyan a shekarar da ta gabata.

Sakamakon bai fito daga bayar da lamuni ba. Kuɗin ruwa ya ragu da kashi 8.7 bisa ɗari zuwa ₦2.09 tiriliyan, kuma kuɗin ruwan da aka biya ya tashi da kashi 5.2 bisa ɗari zuwa ₦833 biliyan, wanda ya bar kuɗin ruwa mai tsabta ya ragu da kashi 16 bisa ɗari zuwa ₦1.26 tiriliyan.

A maimakon haka, ƙungiyar ta sami ƙarin kuɗi daga aikin yi da ciniki. Kuɗin aiki da kwamitocin da aka samu ya haura da kashi 48.1 bisa ɗari zuwa ₦316.43 biliyan, inda kuɗin aikin banki na lantarki kaɗai ya kawo ₦73.16 biliyan. Ribar da aka samu daga kayan aikin kuɗi ya juya zuwa ₦104.59 biliyan daga asarar ₦72.78 biliyan a bara, kuma sauran kuɗin shiga na aiki ya yi tsalle zuwa ₦142.06 biliyan daga ₦23.83 biliyan.

Rage tanadin lamuni mara kyau shima ya taimaka. Cajin lalacewar bashi ya ragu da kashi 28.3 bisa ɗari zuwa ₦207.1 biliyan daga ₦288.92 biliyan.

Abin da hakan ke nufi ga abokan ciniki da masu hannun jari

Bankin yana riƙe da ƙarin kuɗin mutanen Najeriya. Adadin ajiyar abokan ciniki ya ƙaru da kashi 21.3 bisa ɗari zuwa ₦22.91 tiriliyan daga ₦18.88 tiriliyan a ƙarshen Disamba 2025, yayin da jimillar kadarorin ya tashi da kashi 18.1 bisa ɗari zuwa ₦32.2 tiriliyan.

Bayar da lamuni ya ƙaru a hankali. Lamuni da rance ga abokan ciniki ya tashi da kashi 4.8 bisa ɗari zuwa ₦9.39 tiriliyan, wanda ke nufin bankin yana karɓar ajiya cikin sauri fiye da yadda yake bayar da lamuni.

Ga masu hannun jari, ribar kowace hannun jari ya tashi zuwa ₦16.45 daga ₦10.65.

Masu zuba jari sun yi maraba da lambobin. Hannun jarin First HoldCo ya sami ƙaruwar kashi 10 bisa ɗari ranar Juma'a ya rufe a ₦144.10, wanda ya daga darajar kasuwarsa zuwa kusan ₦6.5 tiriliyan, a cewar Nairametrics. BusinessDay ta ruwaito cewa hannun jarin ya fara shekarar ne a ₦47.90 kuma tun daga lokacin ya sami ƙaruwar kashi 173 bisa ɗari, yayin da Nairametrics ta ce matakin buɗewa ya kasance ₦46.

Nairametrics ta ruwaito cewa hamshakin attajiri Femi Otedola ne ya kasance babban mai hannun jari da kusan kashi 26.71 bisa ɗari.

Sakamakon ya biyo bayan shekarar 2025 mai wahala, lokacin da bankin ya yi manyan share-share don cika dokokin Babban Bankin Najeriya kan lamuni mara kyau. Nairametrics ta ruwaito cewa bankin tun daga lokacin ya sake yin jari kuma ya sake tsara ayyukansa.

Sauran masu bayar da lamuni har yanzu suna fuskantar matsi. UBA, Access Holdings da Fidelity Bank ba su fitar da sakamakon rabin shekara ba, inda jinkirin ke da alaƙa da jiran amincewar CBN, yayin da GTCO da Zenith Bank suka wallafa alkaluman rabin shekara amma ba na watanni tara ba.

Me zai biyo baya

Ana sa ran First HoldCo zai wallafa sakamakon cikar shekara na 2026 a farkon shekara mai zuwa. Masu zuba jari za su riƙa lura ko kuɗin aiki da ribar ciniki za su iya ci gaba da ɗaukar nauyin raguwar kuɗin shiga na lamuni yayin da ƙimar ruwa ke raguwa.